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Griffith’s Health GuideDrew’s guide to navigating health insurance
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Licensed in 28 states · NPN 22168587

Services

Coverage, explained plainly.

Whatever kind of coverage you’re looking for, I’ll walk you through the real options in plain English — no jargon dump, no pressure.

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What I Help With

Five ways I can help you get covered.

Individual & Family Health Insurance

Marketplace plans, private health-based options, or a combination — built around your health, your household, and your budget.

Self-Employed Coverage

No employer plan behind you doesn’t mean no good options. I’ll also flag where your premiums may be tax-deductible (confirm specifics with your tax professional).

Employer Group Plans

Exploring group coverage for the first time, or reviewing what you already offer? I’ll break down the real cost and coverage trade-offs.

Dental & Vision

Standalone or bundled with your health plan — most dental and vision coverage doesn’t require a medical exam to get started.

Supplemental Life Insurance

Smaller supplemental policies, positioned honestly: this fills a gap, it doesn’t replace a full term or whole life policy. If you need full coverage, I’ll tell you that too.

Not Sure Which You Need?

That’s the most common starting point. Tell me a bit about your situation and I’ll point you toward the right category first.

How I Shop For You

Two coverage paths, compared honestly.

For individual and family coverage, there are usually two directions worth comparing. I check both before recommending either.

Public Marketplace

ACA Marketplace Coverage

One-size-fits-all: standard plan designs for everyone, not custom-built. If your household income qualifies you for meaningful assistance, this is often a strong, affordable option.

  • Based on household income & family size
  • Premium tax credits can lower your monthly cost
  • Guaranteed issue — health history doesn’t affect eligibility
Private · Health-based

Private plans, built around you

Custom-built around you or your family and priced on your health, not your income. If you’re relatively healthy and don’t qualify for assistance, private plans often mean better rates and better coverage.

  • Apply any time of year — no waiting for open enrollment
  • Access to one of the largest provider networks
  • Self-employed? Your premiums may be tax-deductible
  • Not everyone qualifies; availability and plan rules vary by state
See if you qualify

Common Questions

About the services.

What’s the real difference between the Marketplace and a private plan?
The Marketplace bases eligibility for premium assistance on your household income, and coverage is guaranteed regardless of health history. Certain private plans are medically underwritten instead — your health history affects eligibility and rates, not your income. I’ll show you what each looks like for your situation.
Can I get dental and vision without a full health plan?
Yes — dental and vision are typically available as standalone coverage, no medical health plan required.
Is the life insurance you offer full term or whole life?
No. What I offer is smaller, supplemental life coverage meant to fill a gap — not replace a full term or whole life policy. If you need full coverage, I’ll point you toward the right kind of policy.
Do you help with group plans for a company of one?
Yes. If you’re self-employed with no other employees, I can help you understand whether an individual plan or another arrangement makes more sense for you.

Not sure which service fits? That’s a great place to start.

Tell me a bit about your situation and I’ll point you toward the right coverage — no pressure, no obligation.

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